Effective Date: November 2025
Website: https://fintomagzine.com
Location: New York, United States
Welcome to Fintomagzine. By accessing or using our website (fintomagzine.com) and its services, you agree to comply with and be bound by the following Terms of Service. Please read them carefully.
If you do not agree with these terms, you must stop using our website immediately.
Acceptance of Terms
By visiting or using fintomagzine.com, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service and our Privacy Policy.
Use of Our Website
You agree to use our website only for lawful purposes and not to:
- Violate any local, state, national, or international law
- Use automated systems (bots, scrapers) to access content without permission
- Attempt to hack, disrupt, or interfere with website functionality
- Upload or transmit harmful files, viruses, malware, or malicious content
- Harass, threaten, or violate the rights of others
We reserve the right to deny access to anyone who violates these terms.
Content Disclaimer
Fintomagzine provides captions, quotes, phrases, and creative text for informational and entertainment purposes.
We do not guarantee:
- Accuracy
- Completeness
- Reliability
- Suitability for any specific purpose
Use content at your own discretion.
We are not responsible for how users apply or interpret information from our website.
Intellectual Property Rights
All content on fintomagzine.com, including:
- Text
- Images
- Logo
- Design
- Format and structure
is the property of Fintomagzine and protected by copyright laws.
You may not:
- Copy, republish, redistribute, modify, or sell content without written permission
- Use our content for commercial purposes without authorization
You may, however, quote short snippets with proper credit and link back to our website.
User-Generated Content
If you submit content (comments, suggestions, messages, etc.):
- You grant Fintomagzine a non-exclusive, royalty-free, perpetual license to use, display, and modify it
- Your content must not be illegal, offensive, defamatory, or harmful
- You are responsible for the material you submit
We reserve the right to remove inappropriate content.
Third-Party Links
Our website may contain links to third-party websites or services.
We are not responsible for:
- Content on those websites
- Their practices or policies
- Any damage resulting from your use of third-party sites
Use external links at your own risk.
Affiliate Disclosure
We may include affiliate links and advertisements.
We may earn commissions from qualifying purchases, at no extra cost to you.
We only recommend products we believe add value to our users.
Limitation of Liability
Fintomagzine shall not be held liable for any:
- Damages
- Losses
- Data breach
- Personal injury
- Business interruption
- Loss of profits
arising from your use or inability to use our website or services.
Use of our website is at your own risk.
Indemnification
You agree to defend and hold Fintomagzine, its owners, team, and affiliates harmless from any legal claims, damages, or costs resulting from your violation of these terms or misuse of our website.
Changes to Terms
We may update or modify these Terms of Service at any time without notice.
Updated terms will be posted on this page with a new effective date.
Continued use of the site means you accept the updated terms.
Termination
We may suspend or terminate access to our website:
- For violation of terms
- For harmful behavior or misuse
- Without prior notice
Your obligations regarding intellectual property and legal responsibilities remain in effect even after termination.
Governing Law
These Terms are governed by the laws of:
- State: New York
- Country: United States
Any disputes shall be handled in courts located in New York State.
Contact Information
If you have any questions about our Terms of Service, contact us:
📧 Email: support@fintomagzine.com
🌐 Website: https://fintomagzine.com
📍 Location: New York, United States
